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First Time Buyer Mortgages

Taking the first step onto the property ladder can be exciting but also overwhelming. At Planet, we specialize in guiding first-time buyers through the mortgage process, searching for the right lender and mortgage deal to suit your unique circumstances.

Whether you’re saving for your deposit, navigating government schemes, or simply figuring out where to start, we’re here to offer expert advice and friendly support. Based in Essex, we help clients across Essex, London, and the UK find their ideal first home.

Your home may be repossessed if you do not keep up with your mortgage payments.

Discover how much you can borrow

Google Reviews
Priska Uusitalo
Thank you to Frankie, Jo-Leigh, Ellie and Lucy for an A* service. I was recommended Planet Mortgages following a referral from the estate agents and within just over a week since my initial broker appointment I have had my mortgage offer through. Team are very knowledgeable, answered all the questions I had, and accommodating to my schedules. Easy to speak to and contact. No issues to raise. I would recommend to anyone new to this house buying business that they use Planet.
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Marc Wood
Incredible experience from start to finish. We had complex mortgage application but they made the whole process so simple and the team pushed our Mortgage Offer through in what felt like record timing! Everyone we dealt with was always willing to go above and beyond. I would highly recommend Planet!!
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duygu şimşek
We highly recommend Samantha and Planet Mortgages. She was very helpful during our home-buying process. She answered my questions quickly and supported us in every way. She was always friendly, professional, and patient. Her advice and guidance made everything easier for us. We always felt confident working with her. I hope that in the future, if my family and I buy another home, we can work with her again. Thank you for everything!
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Joe Constantine
We would like to say a massive thank you to all those at planet mortgages especially Frankie and jo-Leigh who have done an amazing job guiding us through all the process for our mortgage! We appreciate all that they’ve done and would recommend them to anyone!! Thanks guys!! 🤩
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Cameron Stalker
Excellent service, fantastic guys and great communication! I was recommended them by a friend and will always recommend them to anyone else. Frankie is amazing!
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Angela Powell
Amazing service from an amazing team who literally walked me through the whole process of obtaining my first mortgage. Frankie, Jo-Leigh and Ellie were genuinely friendly, honest, patient and knowledgeable which made the journey to a final yes from the lender more manageable! I would definitely recommend Planet Mortgages as the service was outstanding! Thanks again!!
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